In 1993, a diverse group of Montana contractors came together overcoming competitive differences for a common goal; to take back control of their workers compensation costs. Our state, reeling over the last publicly bailed failure did not offer the proactive programs and measures these trend-setting companies requested. Being contractors, they built their own group insurance company but did not open it up to all who applied. It was opened to contractors who met strict underwriting criteria and maintained membership in the Montana Contractors Association (MCA). The MCA serves as an umbrella for the MCCF, and the MCCF is just one of many MCA benefits of membership. Membership has doubled since fund inception with contractors that have similar success goals. Is your company ready to take control of your workers compensation?