As with anything that appears too be to good to be true, there are some very stringent underwriting requirements that must be met:
Member of Montana Contractor Association (MCA) – General Contractor or Specialty Contractor Level Membership.
At least three (3) years in business under current ownership.
Experience Modification Rate of less than one point one (1.10).
Three year average loss ratio of less than 65%.
Annual premium of over $5,000.
CPA Reviewed financial statements if annual premium less than $1,000,000.
CPA Audited financial statements if annual premium is $1,000,000 or over.
Pre-admission safety / risk assessment
PDF Quote Application, Please fill out this basic information, download, and send to Vicki Evans via email at vevans@mccfmt.org, or via standard mail at PO Box 1748, Great Falls, MT 59403
As part of a self-insured fund, most members join directly. However, if you wish to use your insurance agent to join the MCCF, just give Vicki a call to discuss our commission program.
Questions, requests, information and comments may be e-mailed to: Vicki Evans