Entry Requirements

“How does my company join?”

As with anything that appears too be to good to be true, there are some very stringent underwriting requirements that must be met:

  • Member of Montana Contractor Association (MCA) – General Contractor or Specialty Contractor Level Membership.
  • Experience Modification Rate of less than one point one (1.10).
  • Three year average loss ratio of less than 65%.
  • Annual premium of over $5,000.
  • CPA Reviewed financial statements if annual premium less than $1,000,000.
  • CPA Audited financial statements if annual premium is $1,000,000 or over.
  • Pre-admission safety / risk assessment

PDF Quote Application, Please fill out this basic information, download, and send to Vicki Evans via email at vevans@mccfmt.org, or via standard mail at PO Box 1748, Great Falls, MT 59403

As part of a self-insured fund, most members join directly.  However, if you wish to use your insurance agent to join the MCCF, just give Vicki a call to discuss our commission program.

Questions, requests, information and comments may be e-mailed to: Vicki Evans